Simple to use, safe to spend.

Expense management and construction payments made easy.

Focus on what you are great at: Building.

Give your team the financial tools to keep your project moving without breaking the bank. Build your business credit, track receipts and process payments all in one place.

Let’s talk!

“The TheoCard was a game changer.  We rejected over $10k in transactions that were either not approved or incorrect in the first month alone, BEFORE the money went out the door”

Rodrigo Rodriguez

Air Rey Service

“We are looking to Theo to help us significantly improve visibility and accountability into project spend by allowing us to proactively approve transactions before they happen. This will give us visibility into spend within 5 seconds of the transaction swiping.”

Jerry Horani


“It has been like adding a bookkeeper to my staff.  I can now map all my purchases directly into my project budget automatically and best of all, I gain visibility in real time, not at month end when we plug in our credit card statement.”

Jose Gamarra

Epic WoodWork

“I was able to give all my employees a TheoCard in a very controlled way.  No more calling from Home Depot to pay or share my credit card information, they can ask for approval and use their own field card.  Best of all, I can approve or decline via text message!”

Patrick Antognelli

Dallas Door Designs

Introducing TheoCard, the first purchase card for the construction industry.

Stop choosing between managing your budget and managing your timeline.

Overly controlled spend is bureaucratic and slow, under controlling means leakage that eats at your profits.

With the Theo's purchase card you can give your team the flexibility to keep the ball rolling while not losing 
track of your budget.

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No fees. Ever.
Zero interest.
Unlimited 1% cash back.
TheoBuild Software included.

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Construction financial software you will actually use. (coming soon!)

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Hire, Purchase and Pay directly from your budget enduring real time visibility into your project spending and forecasted profit.


Easy collaboration with subs via email and text message to expedite their invoice submissions and payments.


Systematically create and track lien waivers and other key compliance documents.

Our Trusted Partners